California Affiliated Risk Management Authority

This article is about A California public agency. For other uses, see CARMA (disambiguation).


California Affiliated Risk Management Authority (CARMA) is a California public agency dedicated to innovative approaches in providing financial protection for its public entity members against catastrophic loss.

CARMA is an excess general liability pool consisting of five (5) member Joint Powers Authorities (JPA), with over 135 underlying members. CARMA provides excess liability coverage up to $29,000,000 per occurrence in the event of a catastrophic loss.

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